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TikTokthe_torres_family
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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El crédito no se construye de un día para otro, se construye con TIEMPO y con manejo. Por eso mientras más temprano empieces, mejor (créeme cuando te digo, que algún día lo vas a necesitar, y querrás tener las mejores condiciones cuando llegue ese día). Si todavía NO tienes historial, la tarjeta de crédito con garantía de @Qikbanco es de la forma más inteligente de arrancar: tu propio dinero queda como garantía, bloqueado como una meta de ahorro en tu cuenta (que genera entre 2 y 5% anual), mien
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TikTokplanifestord
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🏦😡 ¿Sabías que hay instituciones que prácticamente te guardan rencor si cancelas su tarjeta? Y no estoy hablando de que les debas dinero. Estoy hablando de algo mucho más simple: tenías su tarjeta, la cancelaste y tiempo después quieres regresar. Hay instituciones donde conseguir esa segunda oportunidad puede ser complicado o incluso no estar disponible por ahora. Por ejemplo, si tuviste una tarjeta de Stori y la cancelaste, volver a solicitar otra puede tener restricciones. Con BBVA puede ser
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