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🔎✅ “Credit Utilization” makes up 30% or 165 points of your Credit Score. For example, if you have a 750 credit score messing up your utilization could drop it below 600. 📉🗑️ 📌 Credit utilization is the percentage of your total credit used from the total credit available to you. 💳 So if you have $10,000 in revolving credit (Credit Cards, etc.) and you’re using $9,000 of that available credit, you’re at 90% utilization. Two quick ways to lower utilization is: 1. Pay Your Bill Down 2. Request
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